Which of the following initiatives is NOT directly related to promoting financial inclusion in India?
Correct: D
The Pradhan Mantri Jan Dhan Yojana (PMJDY) provides access to banking services. Atal Pension Yojana (APY) focuses on providing pension benefits. Pradhan Mantri Mudra Yojana (PMMY) provides loans to small businesses. The National Skill Development Mission (NSDM) focuses on skill development, not direct financial inclusion, although it indirectly contributes by increasing employability.